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Which Car Insurance Companies Are Not On Comparison Sites?

Which Car Insurance Companies Are Not On Comparison Sites

Though car insurance sites are now the most common way of getting the cheapest car insurance on the market, there are still a few sites that do not appear in the results.

There are a couple of reasons that some companies cannot be found on car insurance sites:

  1. They are avoiding paying the fee to appear and can therefore pass on the saving to their customers
  2. They are worried they will be undercut anyway

Given that the difference between the cheapest and most expensive insurers can often be in the £100s, it is well worth looking at these alternative sites and getting quotes from them too. The more companies you can compare the better and the more likely you are to get a good deal. So, here are which car insurance companies are not on comparison sites:

Direct Line

Direct Line is famous for refusing to appear on comparison sites and offers its clients a good deal directly instead. They offer a range of car insurance options and deals so it is worth making notes as you go through to compare which might be best for you.


Aviva is an international insurance company with offices around the world. They also offer a wide range of car insurance policies and it is worth reading through each one carefully to see which is best for you. On top of their usual insurance policies, Aviva also offer extras such as temporary insurance and multicar insurance.

NFU Mutual

Though they may be aimed towards the farming community and rural insurers, NFU Mutual is worth a look because, as it is owned by its policyholders, it quite often offers a good deal. It also differs from other companies in that it is represented by individual agents around the country, usually in rural areas, though you can still ring a centralized call centre to get a quote.

Why Look at These Companies Too?

Because online comparison sites charge a fee for insurers to appear, you may find that a site not on the comparison website can offer you a better deal simply because they have not paid to appear. Though comparison sites are great for convenience, if you really want the best deal, you should acquire as many quotes as possible.

What is the Problem with Comparison Sites?

One of the most frustrating things about comparison sites is that because they charge different fees, insurance companies may end up putting different offers on. This means that to get the best deal you don’t just have to look at one comparison site, but all the comparison sites to see where the best deal really is.

What is the Best Way to Find the Cheapest Quote?

Comparison sites are a great foundation for figuring out what to expect but once you have a list of a few quotes, you should always go direct to the insurer to see if they have a better deal.

Talking to someone on the phone is another good trick as you can get them to do all the hard work and then tweak the insurance to get the best deal with their help.

Olie Smith
Olie Smith
Olie Smith is a DSA Fully Approved Driving instructor with years of professional experience in driver training. Oliver set up Totally Driving to give a more bespoke, personal feel to driving lessons.

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