When purchasing a car, many beginners make the mistake of looking only at the price tag. Sure, a new car might seem incredibly affordable, especially with great financing deals available, but you can’t forget about the additional expenses such as insurance, tax and fuel.
There are many different factors that go into the purchase of a vehicle, so it’s wise to take a look at the entire purchase. This includes the financial commitments that come as a result of your car purchase.
When it comes to buying a new car, one of the most expensive financial concerns is insurance. This is especially true for new drivers who have no prior record and can typically see insurance prices in excess of £100 per month.
Of course, there are options like a black box that will encourage you to limit your speed for slightly lower prices. However, this doesn’t make a huge difference to the price and you can still be expected to pay £100 or more per month.
Luckily, there are some cheaper cars to insure, which can save you a lot of cash especially if you’re a new driver. These cars are known as group 1 insurance cars and they’re typically cheap to run, have small engines and are inexpensive. It is important to remember that the exact insurance price and insurance group will depend on the model and spec of the car involved, so in most cases, you want to be looking at the base models.
They might lack a few modern features and won’t have the visual appeal of more expensive cars, but the cost savings more than make up for it.
So, if you are wondering what cars are in group 1 insurance, read on for our full list:
A quiet engine, plenty of interior space and modern features like a USB socket make this a wonderful car for a new driver.
An affordable car with excellent fuel economy which makes it cheap in the long run. It looks nice and comes in many colours, making it a great choice for a young driver.
A great car for beginners thanks to the cheap price and user-friendly additions like the dash-mounted gear lever.
A fantastic overall car that is a popular beginner’s choice thanks to great fuel economy and low price when used.
A small and nimble smart car, but the price can be fairly high for a beginner’s vehicle.
Small size which makes it a great city car with a spacious boot and interior. It’s also surprisingly cheap, especially when used.
Stylish and economical with modern features like Bluetooth and USB makes this a great choice for beginners.
A charming little car with brilliant fuel economy and lots of space.
Economical car to run with a quiet engine, yet surprisingly affordable and spacious.
Arguably the cheapest car on this list, the Volkswagen Fox is spacious and offers great handling for a group 1 insurance vehicle.
A small and nimble car that is spacious and perfect for city drivers.
Good fuel economy, lots of space and well-known for its safety.
A compact city car that is surprisingly spacious and offers plenty of storage compartments. It’s also very affordable when used.
So, there you have it. If you are currently learning to drive and looking for a first car that doesn’t break the bank, hopefully, something on this list will tickle your fancy.
Once you have passed, why not take a look at our pass plus course, which can help reduce your insurance premiums even further. For more information, give us a call today on 07513 193969.