Car insurance premiums for young people tend to be sky high. The simple reason for this is that they are more likely to be involved in an accident and make a claim on their policy. So can you imagine the cost of cover if you have not even passed your driving test? Learner drivers typically combine youth with inexperience, which is an expensive combination when it comes to insurance.
Anyone you pay to teach you to drive must be an approved driving instructor (ADI) or trainee driving instructor. Anyone you practice your driving with without paying them must be over 21, be qualified to drive the type of vehicle you want to learn in and have had their driving licence for 3 years. There are definitely benefits to practicing your driving with your parents whilst learning with an instructor too. The more you’re behind the wheel the more practical and mental experience you gather.
The cost of car insurance for the under-25s is dropping fast but it’s still eye-wateringly high, with the average premium for a 17-22 year-old is £1,194 per year. However, there are many ways to help cut costs.
Money Saving Expert has a step-by-step guide to young drivers’ car insurance, helping you compare over 100 providers in minutes, with specialised tricks, and dos and don’ts to save every spare penny.
This link will take you to Insure Learner Driver where, to make it easier on payments, they offer Short Term & Annual Policies for Learners: Insurance For learner Drivers.